Islamic Inheritance Calculator

Islamic Inheritance Calculator Complete Wirasat Formula Guide with Examples

Islamic inheritance (Wirasat / Mirath) is one of the most detailed and precisely defined systems in the Quran. Allah has Himself defined the exact shares of every heir in Surah An-Nisa (Chapter 4). No other area of Islamic law has been explained in such mathematical detail in the Quran. This guide covers every rule, every formula, and every scenario with solved examples.

Quranic Reference

Surah An-Nisa 4:11-12, 4:176 — These three verses contain the complete inheritance law. Allah says at the end of these verses:

"These are the limits set by Allah. Whoever obeys Allah and His Messenger will be admitted to Gardens under which rivers flow, to abide therein forever. That is the great triumph." — Quran 4:13
"And whoever disobeys Allah and His Messenger and transgresses His limits — He will put him into the Fire to abide eternally therein, and he will have a humiliating punishment." — Quran 4:14

1. Before Inheritance Distribution 4 Mandatory Steps

Before dividing the estate among heirs, four things must be settled first, in this exact order:

Step 1: Funeral and burial expenses (Tajheez-o-Takfeen)
Step 2: Pay off all debts of the deceased
Step 3: Execute the will / wasiyyat (max 1/3 of estate, cannot be for an heir)
Step 4: Distribute remaining estate among heirs

Formula:
Edistributable = Total Estate - Funeral Cost - Debts - Wasiyyat (max 1/3)

Wasiyyat Rule:
Wmax = (Total Estate - Funeral - Debts) × 1/3
Wasiyyat cannot exceed 1/3
Wasiyyat cannot be made in favor of any legal heir

Demo: Pre-Distribution Calculation

Scenario: Mr. Khalid passed away. Total estate: PKR 1,00,00,000 (1 Crore)

Total Estate = PKR 1,00,00,000
(-) Funeral expenses = PKR 50,000
(-) Outstanding debts = PKR 5,00,000
(-) Wasiyyat (for orphanage) = PKR 15,00,000

Check Wasiyyat limit:
Remaining after funeral + debts = 1,00,00,000 - 50,000 - 5,00,000 = 94,50,000
1/3 of 94,50,000 = 31,50,000
15,00,000 < 31,50,000 — Wasiyyat is VALID

Edistributable = 94,50,000 - 15,00,000
Edistributable = PKR 79,50,000

This amount will be distributed among heirs.

2. Types of Heirs in Islam

Three Categories of Heirs

A) Dhawul Furudh (Fixed Share Holders)

Heirs whose shares are FIXED in the Quran. These shares are given FIRST.

Heir Possible Shares
Husband 1/4 or 1/2
Wife (1 to 4) 1/8 or 1/4 (shared among all wives)
Father 1/6 (+ Asaba if no sons)
Mother 1/6 or 1/3
Daughter(s) 1/2 or 2/3 (if no sons)
Son's Daughter(s) 1/2 or 1/6
Paternal Grandmother 1/6
Maternal Grandmother 1/6
Full Sister(s) 1/2 or 2/3
Half Sister (paternal) 1/2 or 1/6 or 2/3
Half Brother/Sister (maternal) 1/6 or 1/3

B) Asaba (Residuary Heirs)

Heirs who receive whatever remains AFTER the fixed shares are distributed.

Heir Rule
Son Always Asaba — gets remaining. With daughters: son gets 2x daughter share.
Father Gets 1/6 as fixed share + Asaba if no son exists
Grandson (son's son) Asaba if no son exists
Full Brother Asaba if no son, grandson, or father
Paternal Half Brother Asaba if no full brother
Uncle (paternal) Asaba if no closer male relative

C) Dhawul Arham (Distant Relatives)

They inherit only when no Dhawul Furudh and no Asaba exist. Examples: maternal uncle, maternal aunt, daughter's children, sister's children.


3. Husband's Share

Formula

If wife has NO children or grandchildren:
Husband's Share = E × 1/2 (50%)

If wife HAS children or grandchildren (from this or any husband):
Husband's Share = E × 1/4 (25%)

Reference: Quran 4:12

Demo: Husband's Share

Scenario A: Wife died. No children. Estate: PKR 20,00,000

Husband = 20,00,000 × 1/2
Husband = PKR 10,00,000 (50%)

Scenario B: Wife died. Has 2 sons. Estate: PKR 20,00,000

Husband = 20,00,000 × 1/4
Husband = PKR 5,00,000 (25%)

4. Wife's Share (1 to 4 Wives)

Formula

If husband has NO children or grandchildren:
Wife's Total Share = E × 1/4 (25%)

If husband HAS children or grandchildren (from any wife):
Wife's Total Share = E × 1/8 (12.5%)

Multiple Wives (2, 3, or 4):
The total share (1/4 or 1/8) is SHARED EQUALLY among all wives.
Each Wife = Total Wife Share / Number of Wives

Reference: Quran 4:12
Important: Whether there is 1 wife or 4 wives, the TOTAL share remains the same (1/4 or 1/8). It is divided equally among all wives. More wives does NOT mean more total share.

Demo: Wife/Wives Share

Scenario A: Husband died. 1 wife. No children. Estate: PKR 40,00,000

Wife = 40,00,000 × 1/4
Wife = PKR 10,00,000 (25%)

Scenario B: Husband died. 1 wife. Has 3 sons. Estate: PKR 40,00,000

Wife = 40,00,000 × 1/8
Wife = PKR 5,00,000 (12.5%)

Scenario C: Husband died. 3 wives. Has 2 sons. Estate: PKR 40,00,000

Total wives share = 40,00,000 × 1/8 = 5,00,000
Each wife = 5,00,000 / 3
Each Wife = PKR 1,66,667 (4.17% each)

Scenario D: Husband died. 4 wives. No children. Estate: PKR 40,00,000

Total wives share = 40,00,000 × 1/4 = 10,00,000
Each wife = 10,00,000 / 4
Each Wife = PKR 2,50,000 (6.25% each)

5. Sons and Daughters Share

Formula

Rule: "Male gets twice the share of female" — Quran 4:11

A) Only Sons (no daughters):
Each Son = Remaining / Number of Sons
(Equal distribution among sons)

B) Only Daughters (no sons):
1 Daughter = E × 1/2 (50%)
2+ Daughters = E × 2/3 (66.67%) shared equally
Each Daughter = (2/3 of E) / Number of Daughters

C) Sons AND Daughters together:
Total Parts = (Sons × 2) + (Daughters × 1)
Value per Part = Remaining / Total Parts
Each Son = 2 × Value per Part
Each Daughter = 1 × Value per Part

Reference: Quran 4:11

Demo: Only Sons

Scenario: Father died. Wife + 3 Sons. Estate: PKR 80,00,000

Step 1: Wife's share
Wife = 80,00,000 × 1/8 = PKR 10,00,000

Step 2: Remaining for sons
Remaining = 80,00,000 - 10,00,000 = 70,00,000

Step 3: Each son
Each Son = 70,00,000 / 3
Each Son = PKR 23,33,333
Heir Share Amount (PKR) %
Wife 1/8 10,00,000 12.5%
Son 1 Asaba 23,33,333 29.17%
Son 2 Asaba 23,33,333 29.17%
Son 3 Asaba 23,33,333 29.17%
TOTAL   80,00,000 100%

Demo: Only Daughters

Scenario A: Father died. Wife + 1 Daughter. Estate: PKR 60,00,000

Wife = 60,00,000 × 1/8 = 7,50,000
1 Daughter = 60,00,000 × 1/2 = 30,00,000
Remaining = 60,00,000 - 7,50,000 - 30,00,000 = 22,50,000
(Remaining goes to nearest male Asaba — e.g. father's brother)

Scenario B: Father died. Wife + 3 Daughters. No sons. Estate: PKR 60,00,000

Wife = 60,00,000 × 1/8 = 7,50,000
3 Daughters total = 60,00,000 × 2/3 = 40,00,000
Each Daughter = 40,00,000 / 3 = 13,33,333
Remaining = 60,00,000 - 7,50,000 - 40,00,000 = 12,50,000
(Remaining goes to nearest male Asaba)

Demo: Sons AND Daughters Together

Scenario: Father died. Wife + 2 Sons + 3 Daughters. Estate: PKR 1,00,00,000

Step 1: Wife
Wife = 1,00,00,000 × 1/8 = 12,50,000

Step 2: Remaining
Remaining = 1,00,00,000 - 12,50,000 = 87,50,000

Step 3: Calculate parts
Total Parts = (2 sons × 2) + (3 daughters × 1)
Total Parts = 4 + 3 = 7 parts

Step 4: Value per part
Per Part = 87,50,000 / 7 = 12,50,000

Step 5: Distribution
Each Son = 2 × 12,50,000 = PKR 25,00,000
Each Daughter = 1 × 12,50,000 = PKR 12,50,000
Heir Parts Amount (PKR) %
Wife 1/8 12,50,000 12.5%
Son 1 2 parts 25,00,000 25.0%
Son 2 2 parts 25,00,000 25.0%
Daughter 1 1 part 12,50,000 12.5%
Daughter 2 1 part 12,50,000 12.5%
Daughter 3 1 part 12,50,000 12.5%
TOTAL 7 parts 1,00,00,000 100%

6. Father's and Mother's Share

Father's Share Formula

If deceased has sons/grandsons:
Father = E × 1/6 (fixed share only)

If deceased has only daughters (no sons):
Father = E × 1/6 (fixed) + Remaining as Asaba

If deceased has NO children at all:
Father = Asaba (gets all remaining after other fixed shares)

Mother's Share Formula

If deceased has children or grandchildren:
Mother = E × 1/6 (16.67%)

If deceased has 2 or more siblings:
Mother = E × 1/6 (16.67%)

If deceased has NO children AND less than 2 siblings:
Mother = E × 1/3 (33.33%)

Reference: Quran 4:11

Demo: Father + Mother + Children

Scenario: Man died. Wife + Father + Mother + 1 Son + 1 Daughter. Estate: PKR 1,20,00,000

Wife = 1,20,00,000 × 1/8 = 15,00,000
Father = 1,20,00,000 × 1/6 = 20,00,000 (fixed, because son exists)
Mother = 1,20,00,000 × 1/6 = 20,00,000 (because children exist)

Remaining = 1,20,00,000 - 15,00,000 - 20,00,000 - 20,00,000
Remaining = 65,00,000

Son + Daughter (2:1 ratio):
Parts = (1 × 2) + (1 × 1) = 3 parts
Per Part = 65,00,000 / 3 = 21,66,667
Son = 2 × 21,66,667 = 43,33,333
Daughter = 1 × 21,66,667 = 21,66,667
Heir Share Amount (PKR) %
Wife 1/8 15,00,000 12.50%
Father 1/6 20,00,000 16.67%
Mother 1/6 20,00,000 16.67%
Son Asaba (2x) 43,33,333 36.11%
Daughter Asaba (1x) 21,66,667 18.06%
TOTAL   1,20,00,000 100%

7. Brothers and Sisters Share

When Do Siblings Inherit?

Siblings inherit ONLY when:
- Deceased has NO sons, NO grandsons (son's sons)
- AND (for full/paternal siblings) NO father
If son OR father exists, siblings get NOTHING.
Full Brothers (same father same mother):
With sisters: Brother gets 2x sister share (Asaba)
Without sisters: Equal division among brothers (Asaba)

Full Sisters (same father same mother):
1 Sister alone = E × 1/2
2+ Sisters = E × 2/3 (shared equally)
With brothers: 1 part each (brother gets 2 parts)

Paternal Half Brothers/Sisters:
Same rules as full siblings, but they are blocked if full brother exists.
Paternal half sister gets 1/6 if one full sister already took 1/2.

Maternal Half Siblings (same mother, different father):
1 = E × 1/6
2+ = E × 1/3 (shared equally, male = female)
Unique: Maternal siblings share equally regardless of gender.

Reference: Quran 4:12 and 4:176

Demo: Siblings Inheritance

Scenario: Man died. No children. No father. Wife + Mother + 2 Full Brothers + 1 Full Sister. Estate: PKR 60,00,000

Wife = 60,00,000 × 1/4 = 15,00,000 (no children)
Mother = 60,00,000 × 1/6 = 10,00,000 (2+ siblings exist)

Remaining = 60,00,000 - 15,00,000 - 10,00,000 = 35,00,000

Brothers + Sister (2:1 ratio):
Parts = (2 brothers × 2) + (1 sister × 1) = 5 parts
Per Part = 35,00,000 / 5 = 7,00,000

Each Brother = 2 × 7,00,000 = 14,00,000
Sister = 1 × 7,00,000 = 7,00,000
Heir Share Amount (PKR) %
Wife 1/4 15,00,000 25.0%
Mother 1/6 10,00,000 16.67%
Brother 1 Asaba (2x) 14,00,000 23.33%
Brother 2 Asaba (2x) 14,00,000 23.33%
Sister Asaba (1x) 7,00,000 11.67%
TOTAL   60,00,000 100%

8. Grandparents Share

Paternal Grandfather:
Takes father's place if father is not alive.
Same rules as father: 1/6 with children, Asaba without.

Grandmother (paternal or maternal):
Gets 1/6 — but ONLY if mother is not alive.
If mother is alive, grandmother gets nothing.
Multiple grandmothers share the 1/6 equally.

Grandmother = E × 1/6 (if mother not alive)

9. Blocking Rules (Hajb) — Who Blocks Whom

Complete Blocking Rules

Heir Blocked By (Gets Nothing If This Person Exists)
Grandfather Father
Grandmother Mother
Grandson (son's son) Son
Son's Daughter 2+ Daughters (unless son's son exists) or Son
Full Brother Son, Grandson, Father
Full Sister Son, Grandson, Father
Paternal Half Brother Son, Grandson, Father, Full Brother
Paternal Half Sister Son, Grandson, Father, Full Brother, 2 Full Sisters
Maternal Half Siblings Child, Grandchild, Father, Grandfather
Uncle (paternal) Son, Grandson, Father, Grandfather, Brother

10. Complete Share Reference Table

Heir Condition Share Fraction
Husband No children/grandchildren 1/2 50%
Has children/grandchildren 1/4 25%
Wife (1-4) No children/grandchildren 1/4 (shared) 25% total
Has children/grandchildren 1/8 (shared) 12.5% total
Father Deceased has son/grandson 1/6 16.67%
Only daughters, no sons 1/6 + Asaba 16.67% + remaining
No children at all Asaba All remaining
Mother Has children or 2+ siblings 1/6 16.67%
No children, less than 2 siblings 1/3 33.33%
Son Always inherits Asaba (2x daughter) Remaining
Daughter With brothers (sons) Asaba (1x, son gets 2x) Half of son
1 daughter alone, no sons 1/2 50%
2+ daughters, no sons 2/3 (shared) 66.67% total
Full Sister 1 sister, no sons/father/brothers 1/2 50%
2+ sisters, no sons/father/brothers 2/3 (shared) 66.67% total
Full Brother No sons, no father Asaba (2x sister) Remaining
Maternal Half Sibling 1 sibling 1/6 16.67%
2+ siblings (male=female) 1/3 (shared equally) 33.33% total
Grandmother Mother not alive 1/6 16.67%

11. Complex Real-Life Scenarios — Solved

Scenario 1: Man with 4 Wives and Children from Multiple Wives

Deceased: Man. Estate: PKR 2,40,00,000

Heirs: 4 Wives + Father + Mother + 3 Sons (from wife 1) + 2 Daughters (from wife 2) + 1 Son (from wife 3). Wife 4 has no children.

E = 2,40,00,000

4 Wives (total share):
Children exist, so: 1/8 total
Total = 2,40,00,000 × 1/8 = 30,00,000
Each wife = 30,00,000 / 4 = 7,50,000 each

Father:
Sons exist, so: 1/6 fixed only
Father = 2,40,00,000 × 1/6 = 40,00,000

Mother:
Children exist, so: 1/6
Mother = 2,40,00,000 × 1/6 = 40,00,000

Remaining for children:
R = 2,40,00,000 - 30,00,000 - 40,00,000 - 40,00,000
R = 1,30,00,000

All children combined (regardless of which wife):
4 Sons + 2 Daughters
Parts = (4 × 2) + (2 × 1) = 10 parts
Per Part = 1,30,00,000 / 10 = 13,00,000

Each Son = 2 × 13,00,000 = 26,00,000
Each Daughter = 1 × 13,00,000 = 13,00,000
Heir Count Each (PKR) Total (PKR) %
Wife 1 1 7,50,000 7,50,000 3.13%
Wife 2 1 7,50,000 7,50,000 3.13%
Wife 3 1 7,50,000 7,50,000 3.13%
Wife 4 1 7,50,000 7,50,000 3.13%
Father 1 40,00,000 40,00,000 16.67%
Mother 1 40,00,000 40,00,000 16.67%
Sons 4 26,00,000 1,04,00,000 43.33%
Daughters 2 13,00,000 26,00,000 10.83%
TOTAL 12   2,40,00,000 100%
Key Point: All children inherit equally from the father regardless of which wife is their mother. There is NO preference based on which wife the child is from. Each son gets 2x each daughter share.

Scenario 2: Woman Dies — Husband + Parents + Siblings

Deceased: Woman. No children. Estate: PKR 50,00,000

Heirs: Husband + Father + Mother

Husband: No children, so 1/2
Husband = 50,00,000 × 1/2 = 25,00,000

Mother: No children, no 2+ siblings, so 1/3
BUT special rule: When only Husband + Father + Mother exist:
Mother gets 1/3 of REMAINING (after husband), not 1/3 of total.
Remaining = 50,00,000 - 25,00,000 = 25,00,000
Mother = 25,00,000 × 1/3 = 8,33,333

Father: Asaba (gets remaining)
Father = 25,00,000 - 8,33,333 = 16,66,667
Heir Share Amount (PKR) %
Husband 1/2 25,00,000 50.0%
Father Asaba 16,66,667 33.33%
Mother 1/3 of remaining 8,33,333 16.67%
TOTAL   50,00,000 100%
This is the famous "Umariyyah" case — named after Umar ibn Al-Khattab (RA) who ruled that mother gets 1/3 of the remainder, not 1/3 of total. This ensures father gets more than mother (2:1 ratio maintained).

Scenario 3: No Spouse, No Children — Parents + Siblings

Deceased: Unmarried man. Estate: PKR 30,00,000

Heirs: Father + Mother

Mother: No children, no siblings, so 1/3
Mother = 30,00,000 × 1/3 = 10,00,000

Father: Asaba (remaining)
Father = 30,00,000 - 10,00,000 = 20,00,000

Father gets exactly 2x Mother. The 2:1 male-female ratio is preserved.

Scenario 4: Only Daughters, No Sons

Deceased: Man. Estate: PKR 1,00,00,000

Heirs: Wife + Father + Mother + 2 Daughters (no sons)

Wife: Children exist, so 1/8
Wife = 1,00,00,000 × 1/8 = 12,50,000

Father: Only daughters (no sons), so 1/6 + Asaba
Father fixed = 1,00,00,000 × 1/6 = 16,66,667

Mother: Children exist, so 1/6
Mother = 1,00,00,000 × 1/6 = 16,66,667

2 Daughters: No sons, 2+ daughters, so 2/3
Total daughters = 1,00,00,000 × 2/3 = 66,66,667
Each daughter = 66,66,667 / 2 = 33,33,333

Total fixed shares = 12,50,000 + 16,66,667 + 16,66,667 + 66,66,667 = 1,12,50,000

Problem: 1,12,50,000 > 1,00,00,000
This is called "Awl" — shares exceed 100%

Solution (Awl): Increase denominator proportionally.
Original shares: Wife 3/24, Father 4/24, Mother 4/24, Daughters 16/24 = 27/24
New base = 27 (instead of 24)

Wife = 3/27 × 1,00,00,000 = 11,11,111
Father = 4/27 × 1,00,00,000 = 14,81,481
Mother = 4/27 × 1,00,00,000 = 14,81,481
Each Daughter = 8/27 × 1,00,00,000 = 29,62,963
(Father does not get Asaba in Awl case)
Heir Original Awl Adjusted Amount (PKR) %
Wife 3/24 3/27 11,11,111 11.11%
Father 4/24 4/27 14,81,481 14.81%
Mother 4/24 4/27 14,81,481 14.81%
Daughter 1 8/24 8/27 29,62,963 29.63%
Daughter 2 8/24 8/27 29,62,963 29.63%
TOTAL 27/24 27/27 1,00,00,000 100%

12. Special Cases in Islamic Inheritance

A) Awl (Increase) — When Shares Exceed 100%

When the total of all fixed shares exceeds the estate, all shares are proportionally reduced. The common denominator is increased so that the total becomes 100%. Nobody is removed — everyone gets a proportionally smaller share.

B) Radd (Return) — When Shares Are Less Than 100%

When all fixed shares are distributed and there is no Asaba heir, the remaining amount is returned (radd) proportionally to the fixed share holders. Note: Husband and Wife do NOT get Radd according to Hanafi fiqh.

C) Unborn Child

If the deceased's wife is pregnant at the time of death, distribution is delayed until the child is born. The child inherits based on whether it is a boy or girl.

D) Missing Person

If an heir is missing, their share is reserved until their status (alive or dead) is confirmed by Islamic court.

E) Murderer Cannot Inherit

If an heir killed the deceased (intentionally), they are completely excluded from inheritance. This is based on the Hadith: "The killer does not inherit." (Tirmidhi)

F) Different Religion

A Muslim does not inherit from a non-Muslim, and a non-Muslim does not inherit from a Muslim. Based on the Hadith: "A Muslim does not inherit from a disbeliever, and a disbeliever does not inherit from a Muslim." (Bukhari and Muslim)

13. Step-by-Step Method to Calculate Any Inheritance

Step 1: Pay funeral expenses
Step 2: Pay all debts
Step 3: Execute wasiyyat (max 1/3, not for heir)
Step 4: Identify all heirs
Step 5: Remove blocked heirs
Step 6: Calculate spouse share first
Step 7: Calculate parents share
Step 8: Calculate children/siblings share
Step 9: Check for Awl (if total > 100%, reduce proportionally)
Step 10: Check for Radd (if total < 100%, return to eligible heirs)
Step 11: Verify total = 100% of estate

Important Disclaimer

Islamic inheritance law (Ilm ul Faraid) is one of the most complex areas of Islamic jurisprudence. This guide provides general calculations based on Hanafi fiqh. Different schools of thought (Shafi, Maliki, Hanbali) may have slight variations in certain scenarios.

For actual inheritance distribution, you MUST consult a qualified Islamic scholar (Mufti) or Shariah court. This calculator is for educational purposes only.

Quranic References:

  • Surah An-Nisa 4:7 — Right of inheritance established
  • Surah An-Nisa 4:11 — Children and parents shares
  • Surah An-Nisa 4:12 — Spouse and siblings shares
  • Surah An-Nisa 4:176 — Kalalah (no parents, no children) ruling

Hadith References:

  • Sahih Bukhari — Book of Inheritance (Kitab al-Faraid)
  • Sahih Muslim — Book of Inheritance
  • Sunan Abu Dawud — Book of Inheritance

The Prophet (PBUH) said: "Learn the laws of inheritance and teach them, for they are half of knowledge." (Ibn Majah)